Canadian Benefit Payments in 2025: As Canada continues to support its citizens through various financial assistance programs, June and July 2025 bring significant benefit payment dates and new application opportunities. With multiple CRA benefit payments scheduled for June and July, including the Canada Child Benefit, Ontario Trillium Benefit, and CPP/OAS payments, millions of Canadians are set to receive crucial financial support.
Key Benefit Payment Dates for June 2025
Canada Child Benefit (CCB) – June 20, 2025
The Canada Child Benefit will be deposited on June 20, 2025, providing tax-free monthly payments to eligible families. For the 2025-2026 benefit year, families can receive substantial support:
- Children under 6: Up to $7,787 annually (approximately $649 per month)
- Children aged 6-17: Up to $6,570 annually (approximately $547 per month)
- Disability supplement: Additional $3,173 per year for children with qualifying disabilities
Ontario Trillium Benefit (OTB) – June 10, 2025
Ontario residents will receive their OTB payment on June 10, 2025, which combines three provincial credits into one monthly payment:
- Ontario Sales Tax Credit: Up to $360 annually
- Energy and Property Tax Credit: $1,248-$1,421 annually based on income
- Northern Ontario Energy Credit: $180-$277 annually for eligible residents
Canada Pension Plan (CPP) and Old Age Security (OAS) – June 26, 2025
Both CPP and OAS payments will be deposited on June 26, 2025. Current benefit amounts include:
- OAS (ages 65-74): $707.67 monthly for those with income under $148,451
- OAS (ages 75+): $880.44 monthly for those with income under $154,196
- CPP: Average monthly payment of approximately $758, with maximum of $1,364.60
Veterans Affairs Payments – June 27, 2025
Veterans Affairs Canada will issue Disability Pension and Pain and Suffering Compensation on June 27, 2025, providing tax-free payments based on service-related disabilities.
July 2025 Payment Schedule
Continuing Monthly Benefits
- Canada Child Benefit: July 18, 2025
- Canada Pension Plan and OAS: July 29, 2025
- Ontario Trillium Benefit: July 10, 2025
New Canada Disability Benefit Launch
The groundbreaking Canada Disability Benefit officially launches in July 2025, with first payments beginning for applications received and approved by June 30, 2025.
Step-by-Step Application Guide for Major Benefits
Canada Child Benefit Application Process
Step 1: Determine Eligibility You must live with a child under 18, be primarily responsible for their care, and be a Canadian citizen, permanent resident, or eligible temporary resident.
Step 2: Gather Required Documents
- Social Insurance Number (SIN) for you and your child
- Birth certificate or proof of birth
- Immigration documents (if applicable)
- Direct deposit information
Step 3: Apply Apply through the “Automated Benefits Application” during birth registration (available in most provinces) or file your annual tax return.
Step 4: Set Up CRA My Account Create an online account to track payments and update information.
Canada Disability Benefit Application (Opens June 20, 2025)
Step 1: Confirm Pre-Eligibility You must be between 18-64 years old, qualify for the Disability Tax Credit (DTC), and have filed your 2024 income tax return.
Step 2: Watch for Invitation Letter Eligible individuals will receive a letter starting in June with a unique application code and instructions.
Step 3: Prepare Application Materials Gather your Social Insurance Number, direct deposit information, and net income from your 2024 notice of assessment.
Step 4: Submit Application Apply online, by phone, or in person at a Service Canada office starting June 20, 2025.
Step 5: Meet Deadline Submit your application by June 30, 2025, to receive your first payment in July.
GST/HST Credit and Other Tax Benefits
Step 1: File Annual Tax Return This is the primary way to apply for most federal benefits and credits.
Step 2: Complete Benefit Applications New immigrants can use the CRA’s streamlined online application to apply for GST/HST Credit and other benefits in just 20 minutes.
Step 3: Provide Income Information Even without filing your first tax return, you can apply by providing income details for the past 36 months.
Important Preparation Tips for All Applications
Documentation Requirements
- Ensure all personal information is current and accurate
- Have your Social Insurance Number readily available
- Maintain up-to-date banking information for direct deposit
- Keep copies of all submitted documents
Maximizing Your Benefits
- File your taxes by April 30, 2025, and update your CRA My Account regularly
- Set up direct deposit for faster, more reliable payments
- Apply for the Disability Tax Credit if you haven’t already, as it’s required for the new Canada Disability Benefit
Staying Informed
- Sign up for CRA payment reminders
- Monitor your CRA My Account for payment status
- Use the CRA’s benefits calculator to estimate your potential payments
Provincial and Municipal Support Programs
Ontario-Specific Programs
Beyond federal benefits, Ontario residents can access additional support through municipal property tax relief and utility rebates for eligible low-income households, seniors, and individuals with disabilities.
Application Deadlines and Processing Times
Municipal benefit applications can be submitted anytime during the year, with a final deadline of December 31, 2025. Processing times vary by program and jurisdiction.
What’s New in 2025
The Canadian benefit landscape has evolved significantly in 2025, with the final Canada Carbon Rebate payment issued in April 2025 as the program sunsets, while the new Canada Disability Benefit represents a historic investment in supporting Canadians with disabilities.
The federal government has committed $6.1 billion over six years for the Canada Disability Benefit, providing up to $2,400 annually to low-income persons with disabilities, marking a significant step toward greater financial inclusion.
Frequently Asked Questions
Q: What happens if I miss the June 30 deadline for the Canada Disability Benefit? A: While you’ll miss the July payment, you can still apply after June 30. Your application will be processed, but you’ll receive your first payment once approved rather than in the initial July rollout.
Q: Do I need to reapply for Canada Child Benefit every year? A: No, CCB payments continue automatically as long as you file your annual tax return and remain eligible. The CRA uses your tax information to calculate your benefit amount.
Q: Can newcomers to Canada apply for benefits immediately? A: Yes, newcomers can use the CRA’s new online application system to apply for eligible benefits like GST/HST Credit and CCB, even before filing their first tax return by providing income information for the past 36 months.